Currently, joint Empower Personal Cash accounts are not able to be opened under the Empower Retirement Dashboard experience.
Can I add a joint owner to an existing Cash account under this experience?
No, there is currently not an option to convert an existing Cash account to joint ownership under this experience.
Can I still open an individual Cash account in my name?
Yes! Individual Cash accounts can be opened under this experience.
When will a joint ownership option be available?
The option for joint Cash accounts is expected to be available in 2027. However, a precise ETA is currently not available.
My Cash account was jointly owned prior to migrating to the Empower Retirement Dashboard. Will my Cash account remain joint?
Yes, joint Cash accounts that were migrated over from the Empower Personal Dashboard experience will maintain their joint ownership status.
Questions?
Please email us at cash@personalwealth.empower.com to connect with a real person who can help.
Last Updated:
06/16/2026